American Protection Life

Providing insurance to all Americans, 
regardless of your risk factors or pre-existing conditions.

Covid 19 Life Insurance

COVID-19 Virus

Things are changing rapidly, and we keep up with all new developments. Here are some of our most asked questions.

Does Life Insurance Cover Covid?

In most cases, the answer is yes. If you have existing life insurance to cover a health related death, that policy will cover Covid-19, and variants. If you are unsure, give us a call at 800-969-7894 and we will help you contact your insurance company and ask the right questions. 

Is Covid a Preexisting Condition for Life Insurance?

Yes. However, there are many factors involved, and different carriers will view those factors differently. How long ago was your positive Covid test? Were you asymptomatic? Did you experience any complications?  Were you hospitalized?  The answers to those questions will be important for life insurance companies.  

Does a Positive Covid Test Affect Your Life Insurance?

For an existing policy, no. If you're looking for a new policy, then yes.

How is Covid Affecting Life Insurance Companies?

Life insurance companies are currently adding new underwriting questions for Covid 19. They'll want to know if you've ever tested positive, how long ago, as well as any resulting medical issues. However, there is large chance you can still get life insurance if we help you through the process.

Can You Get Life Insurance After Covid?

Yes. Please contact us for help at 800-969-7894. We work with several major carriers who are writing policies, even if you've had a positive test in the past, or if you've recovered from from Covid 19. The details will be important as we help you find the best carrier.





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